Choosing the right Shopify payment gateway in 2026 isn\u2019t just about fees. It affects your conversion rate, checkout trust, payout speed, and even which countries you can sell to.<\/p>\n\n\n\n
In this guide, we compare the 10 best Shopify payment gateways<\/strong>, breaking down fees, supported countries, payout times, and best use cases to help you choose the right option for your store size, target audience, and growth goals.<\/p>\n\n\n\n Shopify payment gateways<\/strong> are the services that securely process your customers\u2019 payments when they buy from your Shopify store. <\/strong>You can think of it as a digital bridge between your Shopify checkout, your customer\u2019s bank, and your own business account.<\/p>\n\n\n\n It works by securely handling payments from start to finish. When a customer enters their payment details on your Shopify store, the payment gateway encrypts the information and sends it to the payment processor. <\/p>\n\n\n\n The processor then contacts the customer\u2019s bank to approve or decline the transaction. Finally, the gateway relays the result back to your store, completing the payment process.<\/p>\n\n\n\n With over 100 Shopify payment gateways<\/a> globally, Shopify gives merchants plenty of flexibility. <\/p>\n\n\n\n Shopify vs Third-party Shopify payment gateways <\/strong><\/p>\n\n\n\n You might want to know: <\/p>\n Choosing the right Shopify supported payment gateways is crucial because it directly affects how smoothly you can process payments, keep your customers happy, and protect your profits. <\/p>\n\n\n\n Before you decide, here are the key criteria you should consider:<\/p>\n\n\n\n These criteria help you choose a gateway that balances cost, reliability, and customer experience, setting your store up for long-term success. <\/p>\n\n\n\n With so many payment options available, finding the best one for your Shopify store that provides reliable performance, secure transactions, and a seamless checkout experience can feel overwhelming. <\/p>\n\n\n\n To make the choice easier, here are the 10 best Shopify payment gateways for Shopify sellers: <\/p>\n\n\n Payment Gateway<\/strong><\/p><\/div><\/div><\/td> Best for<\/strong><\/p><\/div><\/div><\/td> Supported Countries<\/strong><\/p><\/div><\/div><\/td> Fees<\/strong><\/p><\/div><\/div><\/td> Payout Speed<\/strong><\/p><\/div><\/div><\/td> Extra Shopify Fees<\/strong><\/p><\/div><\/div><\/td><\/tr> Shopify Payments<\/strong><\/p><\/div><\/div><\/td> Most merchants wanting simple setup and no extra Shopify transaction fees<\/p><\/div><\/div><\/td> 20+<\/p><\/div><\/div><\/td> 2.5%–2.9% + $0.30 per online transaction; 1.5%–2% currency conversion fees<\/p><\/div><\/div><\/td> 2-5 business days; first payout up to 7 days <\/p><\/div><\/div><\/td> ❌ No<\/p><\/div><\/div><\/td><\/tr> PayPal Express Checkout<\/strong><\/p><\/div><\/div><\/td> Stores wanting higher customer trust and better conversion rates<\/p><\/div><\/div><\/td> 200+<\/p><\/div><\/div><\/td> 2.6%–3.4% + a fixed fee; additional charges for cross-border and currency conversion<\/p><\/div><\/div><\/td> Minutes to 24+ hours for payouts<\/p><\/div><\/div><\/td> ✅ Yes<\/p><\/div><\/div><\/td><\/tr> Stripe<\/strong><\/p><\/div><\/div><\/td> Sellers needing global flexibility or operating in regions where Shopify Payments is not available<\/p><\/div><\/div><\/td> 45+<\/p><\/div><\/div><\/td> 2.9% + $0.30 per online card transaction; additional 0.5% for international cards; 1% for currency conversion<\/p><\/div><\/div><\/td> 2-7 days<\/p><\/div><\/div><\/td> ✅ Yes<\/p><\/div><\/div><\/td><\/tr> Authorize.net<\/strong><\/p><\/div><\/div><\/td> Larger or enterprise businesses wanting stability and advanced reporting<\/p><\/div><\/div><\/td> United States, Canada, United Kingdom, and Australia <\/p><\/div><\/div><\/td> $25 monthly fee + $0.10 per transaction + $0.10 daily batch fee<\/p><\/div><\/div><\/td> 2-4 business days<\/p><\/div><\/div><\/td> ❌ No<\/p><\/div><\/div><\/td><\/tr> Amazon Pay<\/strong><\/p><\/div><\/div><\/td> Stores wanting Amazon-level trust and faster mobile checkout<\/p><\/div><\/div><\/td> United States, United Kingdom, Germany, France, Italy, Spain, Netherlands, Sweden, Luxembourg<\/p><\/div><\/div><\/td> 2.9% + $0.30 per domestic transaction; 3.9% + $0.30 for cross-border transactions<\/p><\/div><\/div><\/td> 1-2 business days<\/p><\/div><\/div><\/td> ❌ No<\/p><\/div><\/div><\/td><\/tr> Klarna<\/strong><\/p><\/div><\/div><\/td> Stores selling mid- to high-priced products want to increase average order value and reduce cart abandonment<\/p><\/div><\/div><\/td> 20+<\/p><\/div><\/div><\/td> 5.99% + $0.30 per transaction; high-volume merchants: 3.29% + $0.30; “Pay Now\/SOFORT” options: 2.99% + $0.30<\/p><\/div><\/div><\/td> 2-3 business days<\/p><\/div><\/div><\/td> ✅ Yes<\/p><\/div><\/div><\/td><\/tr> Afterpay<\/strong><\/p><\/div><\/div><\/td> Stores targeting Generation Z and Millennial shoppers who prefer installment payments<\/p><\/div><\/div><\/td> United States, Canada, United Kingdom (as Clearpay), Australia, and New Zealand<\/p><\/div><\/div><\/td> 4%–6% + $0.30 per transaction<\/p><\/div><\/div><\/td> Every 14 days; 7 days post-delivery +2-5 days to bank<\/p><\/div><\/div><\/td> ❌ No<\/p><\/div><\/div><\/td><\/tr> Sezzle<\/strong><\/p><\/div><\/div><\/td> United States and Canada stores wanting to increase cart sizes with installment payments<\/p><\/div><\/div><\/td> United States and Canada<\/p><\/div><\/div><\/td> Approximately 6% + $0.30 per transaction; $15 monthly fee if merchant volume is below $300 per month<\/p><\/div><\/div><\/td> 1-7 business days<\/p><\/div><\/div><\/td> ❌ No<\/p><\/div><\/div><\/td><\/tr> Worldpay<\/strong><\/p><\/div><\/div><\/td> International and enterprise-level ecommerce stores<\/p><\/div><\/div><\/td> 100+<\/p><\/div><\/div><\/td> 1.3%–3.5% + a fixed fee (varies by region and contract)<\/p><\/div><\/div><\/td>
\n\n\n\nWhat Are Shopify Payment Gateways? <\/h2>\n\n\n\n
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\n\n\n\nWhat are the Criteria to Choose the Right Shopify Payment Gateways? <\/h2>\n\n\n\n
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\n\n\n\n10 Best Shopify Payment Gateways for Your Store<\/h2>\n\n\n\n